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Care Credit is a dedicated healthcare credit line that allows patients flexible payment plans.
It is our pleasure to assist you in maximizing your insurance benefits. As a courtesy, in addition to filing your claim, we will ask you for your estimated initial responsibility on the day of treatment. Please understand that this is only an estimate based upon the information available to us.
The range of benefits depends solely on what your employer wishes to purchase. Some plans cover as little as 30% and some as much as 100% of dental services with most falling in the 40% to 80% range.
Some plans base the amount of benefits on a schedule of fees arbitrarily developed by insurance companies. For this reason, you may receive a lower percentage than the reimbursement level indicated by your plan. For example, if your plan states that it will pay 80% of the cost of a specific treatment, it means 80% of the fee arbitrarily determined by the company and not the actual fee charged by our office.
The financial obligation for dental treatment is between you and our office. The insurance company is responsible to you and not to our office. We will assist you in any way that we can. Once your carrier has paid the claim, any difference will be due upon receipt of our statement. If for any reason we have not received your insurance carrier’s payment in 6 weeks after the claim, the balance will be due and payable by you.